From benefit design to employee enrollment and year-round support, our advisors handle the details so your CHOICE Arrangement (formerly ICHRA) runs smoothly from day one.
Simple Process
From first call to first reimbursement, we handle the complexity. Most employers are fully set up and employees enrolled within 30 days.
1
Free Strategy Call
We learn about your business — headcount, current spend, renewal timeline, and goals. No pressure, no jargon.
2
Benefit Design
We model CHOICE Arrangement contribution structures, level funded alternatives, or a hybrid — showing exact cost scenarios before you commit to anything.
3
Employee Enrollment
Our advisors personally guide every employee through shopping and enrolling in the plan that best fits them.
4
Year-Round Support
Annual strategy reviews, mid-year questions, carrier issues — we stay engaged as a true partner, not just at renewal.
A Different Kind of Agency
We are not a national broker that learned CHOICE Arrangements as an afterthought. We have specialized in them since they were called ICHRA, with the national reach and hands-on service to back it up.
We advise employers and enroll employees nationwide. Whether you have offices in multiple states or are expanding your footprint, we handle it all from one relationship.
You work directly with a dedicated advisor — not a chatbot or call center queue. Every employee gets one-on-one guidance through plan selection and enrollment.
We don't treat CHOICE Arrangements as a sideline product. They're the core of what we do. We've placed more of these arrangements than any traditional broker in our markets.
The mid-market small group is underserved by national brokers and overpriced by traditional carriers. We exist specifically to solve that problem.
Headquartered in Kentucky with a Florida division already established, we are expanding market by market. Our clients grow with us.
We recommend what's right for your business — a CHOICE Arrangement, level funded, or another strategy. Our goal is the best outcome for you, not the highest commission.
Keep Exploring
More on how CHOICE Arrangements and our services can work for your business.
How the new federal name for ICHRA works: a fixed monthly allowance, employees pick their own plan, reimbursements are tax-free.
The signs a CHOICE Arrangement fits: steep renewals, diverse teams, tight budgets and fast growth.
Answers to common employer questions, plus guides and articles on CHOICE Arrangements.
